Know your wealth. Watch it grow.
Everything your household owns and owes in one place, from shares and crypto to property, retirement accounts and the family trust, in any currency. Worthbase prices it every day, keeps the books exact, tracks your goals and emails you what moved each week. Your AI is how you talk to it: hand it a statement, or just ask.
7 days free on monthly · cancel before then and you pay nothing · $3.99/month or $49 once
I've mapped all 41 rows. Nothing has been saved yet. Here's what Worthbase will do:
You bring the paperwork. Worthbase does the rest.
AI is great at reading messy statements, but it can slip when it adds up hundreds of rows or converts currencies from memory. So your assistant does the reading, and Worthbase does everything after that: checking, exact maths, daily prices, history, goals and your weekly email.
Connect once
Add Worthbase as a connector in Claude or ChatGPT, or any MCP client, with the address worthbase.app/mcp. Sign in, approve, done. It takes about two minutes.
Drop in your statements
Broker CSVs, pension and retirement statements, property valuations, loan balances, even a screenshot. Your AI maps them. Worthbase validates every row and shows you a preview before anything is saved.
Ask anything
“What's our net worth?” “What if I sold half my Apple shares?” “How are we tracking against our goal?” Every figure in the answer is calculated by Worthbase, and your AI quotes it.
It keeps working
Every day Worthbase prices your holdings, checks the books still balance and saves your history. Each week you get what moved and how your goals are tracking, with no app to open.
Built like a ledger, not a chatbot.
A balance sheet is only useful if you can believe it. Worthbase has the guarantees you'd expect from accounting software, while you do everything in plain conversation.
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Exact to the cent
Money is stored in whole cents and calculated with exact decimals. Rounding follows written rules, and cost bases always add up to the statement.
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Preview before every write
Your AI can't quietly change your numbers. Every import is shown to you first, including duplicates, conflicts and statement mismatches.
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Audited and undoable
Every number traces back to its source file and row. Undo replays the whole ledger and refuses if it would leave your history inconsistent.
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No bank passwords, ever
Worthbase never connects to your bank or broker. You decide exactly what goes in, and you can export all of it whenever you like.
| Batch | Source | Rows |
|---|---|---|
| Import · Interactive Brokers | IBKR_2025.csv | 38 |
| Valuation · Home | Bank estimate PDF | 1 |
| Balance · Mortgage | Statement Jun-26 | 1 |
| Import · Binance | binance_export.csv | 12 |
| Import · Binance | binance_export_v2.csv | 12 |
| Check · Pension | Annual statement | match |
Everything you own and owe, in one place.
Built for how families actually hold wealth: joint names, trusts, companies, offset accounts, several currencies, and a spreadsheet you've been meaning to update since 2021.
Households & entities
Split anything between people, trusts, companies and self-managed funds by exact percentages. See net worth for the family or for each person.
Daily prices & history
Shares and ETFs on major exchanges (ASX, US, London and more), crypto and precious metals are priced daily, in any currency, with history back to your first trade.
Cost bases and gains, done properly
Exact cost bases and the gain or loss on every holding and every sale, fees included, in any currency. Worthbase keeps the numbers; your accountant handles the tax.
Property & debt
Link mortgages to properties and offset accounts to loans. Equity, loan-to-value and your effective balance are worked out for you.
What-if, safely
Simulate a sale before you make it: proceeds, the lots used, and the gain or loss for each owner. Nothing is written.
Real performance
Total return including income and fees, and an annualised rate of return (XIRR) based on when your money actually went in and out.
Your week in one email. Your goals in view.
No app to check. Once a week, on the day you choose, Worthbase emails you what your net worth did, what moved it, and how close you are to the goals you've set.
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What moved, and why
Market moves are kept apart from values you updated, so a new property estimate never looks like a good week on the market.
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Goals that track themselves
Set a target, like $2M by 2030 or the home loan paid off, and see how far along you are and whether you're on pace.
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Nudges, not noise
A value that's gone stale or a statement that doesn't match shows up once, with the sentence to ask your AI. Hide dollar amounts or switch it off anytime.
| Market moves | This week |
|---|---|
| VWRA | +$1,840 +1.9% |
| Bitcoin | +$1,510 +4.2% |
| AAPL | −$330 −1.1% |
Questions you can finally answer in seconds.
“I kept our family's finances in a spreadsheet for years. It worked until life got more complicated: a few brokers, retirement savings, the house and the mortgage, a bit of crypto here and some gold there, then a business and a family trust. Keeping it current became one more chore, and because the numbers were never quite up to date, I put off decisions I should have made sooner. So I built Worthbase for myself. My AI reads the statements, Worthbase keeps the books exact, and now I always know where we stand.”
Sanjay BhagiaFounder of Worthbase · @bhagiasanjay · About
One plan, everything in it. Pay monthly or once.
One plan covers your whole household, including trusts and companies. People you invite, like your partner or accountant, join free.
Monthly
Pay as you go. Cancel any time.
- Shares, ETFs, crypto, gold, property, retirement accounts and cash
- Mortgages, loans, offsets, loan-to-value and equity
- People, trusts and companies as owners, with exact ownership splits
- Gain or loss on every holding, and performance over time
- Daily prices, full history and goals
- A weekly email of what moved
- Invite your partner or accountant free
Lifetime
Pay once, keep it for good. Launch price.
- Shares, ETFs, crypto, gold, property, retirement accounts and cash
- Mortgages, loans, offsets, loan-to-value and equity
- People, trusts and companies as owners, with exact ownership splits
- Gain or loss on every holding, and performance over time
- Daily prices, full history and goals
- A weekly email of what moved
- Invite your partner or accountant free
Prices in US dollars, or the same amount in Australian dollars in Australia. Monthly: no charge until your 7-day trial ends, and you can cancel in two clicks. Lifetime is a one-off payment at the launch price and isn't refundable.
Good questions to ask before you trust us.
Do I need a paid Claude or ChatGPT plan?
You need an AI app that supports custom connectors (MCP). Claude supports them, ChatGPT supports them in developer mode on paid plans, and so do tools like Cursor and Claude Code. The setup guide walks through each one.
Can the AI make mistakes with my numbers?
It can misread a document, which is why nothing is saved without a preview you approve, and why you can reconcile against your statements. The figures themselves come from Worthbase: every total, gain and conversion is calculated on the server with exact decimals, and your AI is instructed to quote those figures rather than work them out. Your dashboard at worthbase.app/manage shows the same figures straight from the ledger, so you can always check an answer.
Does Worthbase connect to my bank or broker?
No. There are no bank logins and no screen-scraping. You bring the statements, and your AI turns them into entries you approve. It takes less effort than you'd think, and nobody holds your banking credentials.
Does it work in my country?
Yes. Worthbase works worldwide. Holdings, cost bases, gains, net worth, prices and history work in any currency and any country. Set your home currency once, and holdings in other currencies are converted with historical exchange rates.
Is this financial or tax advice?
No. Worthbase is a record-keeping and information tool. It shows what you own and owe, and the gains and losses on your holdings, but it doesn't calculate tax or tell you what to buy or sell. Check tax questions with your accountant.
Who can see my data?
Only the people you invite to a workspace, with the role you give them. Each workspace is stored in its own isolated database. Read more on the security page.
Monthly or lifetime?
Both include everything: every kind of asset and loan, people, trusts and companies as owners, and as many workspaces as you need. Monthly starts with 7 days free and you can cancel any time. Lifetime is one payment at our launch price, with no subscription. Already on monthly? You can switch to lifetime from your account.
How does the trial work?
Start monthly with a card. You get full access for 7 days. Cancel any time before then and you won't be charged. After that, it renews monthly until you cancel. Lifetime has no trial: it's a one-off payment and isn't refundable.
What if I cancel?
On monthly, you keep access until the end of the month you've paid for. After that, your AI can't read or change your workspace until you subscribe again, but you can always sign in and export everything as a file.
Know exactly what you're worth.
Set it up in the time it takes to find last year's broker statement. Try it free for 7 days.
Start your trial