These terms apply when you use Worthbase. By creating an account or starting a subscription you agree to them. If you use Worthbase for a business, trust or other entity, you confirm you're authorised to agree on its behalf.
Who we are
Worthbase is operated by Arigato Consulting Pty Ltd (ACN 657 703 065), a company registered in New South Wales, Australia (“we”, “us”). You can reach us at support@worthbase.app.
The service
Worthbase is an online tool for recording and reporting what you, your household and the entities you manage own and owe. You use it through AI apps that support connectors (such as Claude and ChatGPT), through your account page, and through our API. It prices listed holdings daily, keeps a history of your records and sends the emails described in our privacy policy.
You must be 18 or older to create an account.
Not financial or tax advice
Worthbase is a record-keeping and information tool. Nothing in it is financial product advice, investment, legal or tax advice, and we don't hold an Australian financial services licence. We don't consider your objectives, financial situation or needs. Gains, losses and projected figures are calculated from what you've recorded and may not reflect your actual position. Worthbase doesn't calculate tax. Check with a qualified adviser or accountant before making decisions or lodging returns.
Figures depend on the information you and your AI app provide, and on third-party prices, exchange rates and estimates that may be delayed, incomplete or wrong.
AI apps
AI apps are provided by third parties under their own terms, and we don't control them. They can misread documents or make mistakes. Worthbase checks every change it's asked to make, shows you a preview before anything is saved, and lets you undo a change, but you're responsible for reviewing the previews you approve. Only connect AI apps you trust; a connected app can read and change your workspaces as you until you disconnect it.
Plans, trial and payment
- Worthbase is a paid service. Prices are shown on our pricing section in US dollars, or Australian dollars for customers in Australia, and include any applicable taxes. Payments are processed by Stripe.
- You can pay monthly (a subscription) or once for lifetime access.
- New monthly subscriptions start with a 7-day free trial, once per customer. A payment card is required to start it.
- If you don't cancel before the trial ends, your subscription starts and you're charged monthly. It renews automatically at the end of each month until you cancel. We email you before your trial ends.
- Lifetime is a one-off payment for access to Worthbase for as long as we operate it, with the features of the plan at the time. It isn't refundable, except where the law requires it. Buying lifetime while on monthly cancels your monthly subscription straight away, with no further charges.
- You can cancel a monthly subscription any time from your account page (Plan & billing). Cancelling stops future renewals, and you keep access until the end of the month you've paid for, or the end of your trial. Payments already made aren't refunded, except where the law requires it.
- If a payment fails we'll tell you, and Stripe will retry it. If it still can't be collected, your subscription may be cancelled.
- Without an active subscription, connected AI apps can't use your workspaces, but you can still sign in and export your data.
- People you invite to a workspace don't need their own subscription to use it.
- We'll give you at least 30 days' notice by email before changing the price of a monthly subscription. The new price applies from your next billing period after that, and you can cancel before it does. A lifetime purchase is never charged again.
Your account
Keep your sign-in details secure and tell us straight away if you think someone else has accessed your account. You're responsible for what happens in workspaces you own, including what the people you invite and the apps you connect do there. Don't use Worthbase unlawfully, to store information you have no right to hold, to try to access other people's data, or to interfere with or overload the service.
Your data
Your records belong to you. You give us permission to store and process them only to provide the service, as described in our privacy policy. You can export them at any time, including after your subscription ends.
Availability and changes to the service
We work to keep Worthbase available and accurate, but it may occasionally be unavailable for maintenance or reasons outside our control. We may improve or change features over time. If we plan to remove something significant that you pay for, we'll tell you in advance.
Consumer law and liability
Our services come with guarantees that can't be excluded under the Australian Consumer Law, and nothing in these terms limits them or any other rights you have by law.
To the extent the law allows: we provide Worthbase “as is”; we aren't liable for indirect or consequential loss, or for loss from decisions made using figures from the service; and our total liability is limited to the amount you paid us in the 12 months before the claim. Where the Australian Consumer Law allows us to limit our liability for failing to meet a consumer guarantee, it's limited to supplying the service again or paying the cost of having it supplied again.
Ending your account
You can stop using Worthbase at any time. To delete your account and records, email privacy@worthbase.app; we'll do it within 30 days, as our privacy policy explains. Cancel any subscription first so you aren't charged again.
We may suspend or close an account that seriously or repeatedly breaks these terms, or where the law requires it. Except in urgent cases, we'll tell you first and give you a chance to export your data.
Governing law
These terms are governed by the law of New South Wales, Australia, and you and we submit to the courts of that state. If you're a consumer elsewhere, you also keep any protections your local law gives you.
Changes to these terms
We may update these terms. If a change materially affects you, we'll email you at least 14 days before it takes effect. Questions: support@worthbase.app.
