Compared on 30 September 2026. Other products change often; check their own sites for current features and prices.
Which comparison are you looking for?
A dedicated share portfolio tracker with broker integrations, compared with a whole-household ledger in your AI.
Worthbase vs KuberaTwo ways to see everything you own: automatic account aggregation, or statements your AI reads into an exact ledger.
Worthbase vs EmpowerThe free Empower Personal Dashboard (formerly Personal Capital) compared with a paid, global, AI-first tracker.
Worthbase vs a spreadsheetExcel and Google Sheets are flexible and free. Where they start to strain: prices, lots, currencies and history.
What makes Worthbase different?
- It runs inside your AI. There's no app to learn and no data entry forms. You hand Claude, ChatGPT or another MCP client a statement, a broker CSV or a screenshot, and ask questions in plain language.
- No bank or broker logins. Worthbase never connects to your accounts. You decide what goes in.
- An exact ledger. Every write is previewed before it's saved, every row traces back to its source file, and undo replays the ledger and refuses if history would break. The arithmetic is done by the server with exact decimals, and the AI quotes the results.
- The whole household balance sheet. Shares, ETFs, crypto, gold, property, retirement accounts, cash, loans and mortgages, split by exact percentages between people, trusts, companies, SMSFs and partnerships.
- A weekly email. Each week you get what your net worth did and what moved it, with market moves kept apart from manual updates.
What doesn't Worthbase do?
It's worth knowing before you compare:
- No automatic bank or broker sync. You bring statements and exports, and your AI reads them.
- You need an AI app that supports MCP connectors, such as Claude, ChatGPT (developer mode on paid plans), Cursor or Claude Code. See setup.
- No tax. It reports cost bases and gains and losses, not tax owed; your accountant handles tax.
- The web dashboard is read-only. Changes happen through your AI.
- No budgeting or spending categories.
- It's a young product.
Questions
Are these comparisons written by Worthbase?
Yes. We've tried to be fair: each page is dated, links to the sources we used and says when the other product is the better fit. If something is out of date or wrong, email support@worthbase.app and we'll fix it.
Can I move my data from another tracker into Worthbase?
Usually, yes. Export your transactions or holdings as a CSV or spreadsheet and give the file to your AI. It maps the columns and Worthbase shows a preview before anything is saved. The import guides cover specific brokers.
Can I use Worthbase alongside another tool?
Yes. Some people keep a broker-connected tool for one portfolio and use Worthbase for the household picture, including property, loans and retirement accounts.
