What works in every country?
- Any currency. Each workspace has a base currency. Every holding keeps its own currency and is converted using historical exchange rates from the European Central Bank, stored on each row, so last year's figures don't change when today's rate does.
- Daily prices. Listed shares, ETFs, bonds and REITs on major exchanges (including US, ASX, London and others), crypto, gold and silver.
- Everything else, by balance or valuation. Property, retirement and pension accounts, cash, managed funds, private equity, business interests, vehicles and collectibles, plus mortgages, loans, credit cards and tax payable.
- Exact gains. Lot-by-lot cost bases with fees included, first in, first out or the lots you choose, and realised and unrealised gains and losses per holding, sale and owner.
- History and returns. Daily net worth snapshots, total return including income and fees, XIRR, goals and a weekly email.
- Your AI does the reading. Claude, ChatGPT or another MCP client reads statements from any bank or broker; Worthbase validates, previews and stores them.
What's country-specific?
Account types and brokers. Retirement accounts such as super, ISAs and SIPPs, 401(k)s and IRAs, and RRSPs and TFSAs are recorded as accounts, by balance or holding by holding. Each country page links to guides for local brokers.
Cost basis methods. Worthbase matches sales first in, first out or against specific lots. Where a country uses another method, such as Canada's average cost (ACB), the figures can differ. Worthbase doesn't calculate tax in any country; check tax with your accountant.
Billing. Plans are priced in US dollars, and in the same amounts in Australian dollars in Australia. See pricing.
Country guides
ASX prices, super and SMSFs, family trusts as owners, offsets and AUD billing.
United States401(k), IRA, Roth and HSA balances, brokerage lots and exact cost basis.
United KingdomISAs, SIPPs, workplace pensions and GIAs, in pounds.
CanadaRRSP, TFSA, FHSA and non-registered accounts, with an ACB caveat.
Live somewhere else? Everything under "What works in every country" applies to you too. Set your base currency when you set up, and connect your AI.
Questions
Can I track assets in several currencies?
Yes. Each item keeps its own currency, and totals are converted to your base currency using the exchange rate for each date.
Does Worthbase connect to my bank or broker?
No. Your AI reads statements, CSVs or screenshots you share. There are no bank or broker logins in any country.
Does Worthbase calculate my tax?
No, in any country. It reports exact cost bases and gains and losses per holding and per sale, which you or your accountant can use. It isn't tax advice.
