Net worth tracker for your whole household.
Worthbase is a net worth tracker that keeps a household balance sheet for you: everything you and your family own and owe, in any currency, priced daily and kept exact. You talk to it through your AI assistant, so tracking your net worth means handing over a statement or asking a question, not updating a spreadsheet.
What does a net worth app need to get right?
Your net worth is what you own minus what you owe. The hard part is keeping every number current and honest across brokers, banks, pensions, property and loans, often in more than one currency and in more than one name.
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Everything in one balance sheet
Shares and ETFs, crypto, gold and silver, property, retirement accounts such as a 401(k), IRA, ISA, SIPP, super or RRSP, cash and term deposits, managed funds, private equity, business interests, vehicles and collectibles. On the other side: mortgages, loans, margin loans, credit cards, buy now pay later and tax payable.
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Who owns what, exactly
Split any asset or loan between people by exact percentage. See the household total, or each person's share of it.
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Any currency, one base
Hold US shares, a euro savings account and a UK pension in one workspace. Everything is converted to your base currency with historical ECB rates stored on each row.
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Numbers you can check
Every figure traces back to the statement and row it came from. Worthbase calculates every figure with exact decimals, and your AI quotes them.
Here's the household as of today, in pounds (illustrative figures):
How do you track net worth without a spreadsheet?
You connect Worthbase to Claude, ChatGPT or another AI app once. After that, your AI reads what you give it, and Worthbase does everything after the reading.
Hand over statements
Broker CSVs, pension statements, a mortgage statement, a screenshot of a savings balance. Your AI maps them into rows and Worthbase shows a preview. Nothing is saved until you say yes.
Priced every day
Listed shares and ETFs on major exchanges, crypto, gold and silver are priced daily. Property, retirement accounts and cash keep the last value you recorded, with its date.
History, not snapshots
A daily net worth snapshot builds your history automatically. Ask for net worth by month or year, by person, or by asset class.
Goals with a pace
Set a target, like $1M by 2030 or the mortgage paid off, and see progress, the recent trend and whether you're on pace.
A weekly email
What your net worth did last week, with market moves kept apart from values you updated, so a new house estimate never looks like a good week on the market.
Nudges when it drifts
Alerts when a value has gone stale or a statement doesn't match what's recorded, with the sentence to ask your AI.
Questions a household balance sheet should answer.
A balance sheet, not a budget.
Worthbase doesn't connect to your bank, categorise spending or give financial advice. It never moves money or places trades. It keeps an exact record of what your household owns and owes, and answers questions about it. If you want to work out a single figure first, try the free net worth calculator.
Net worth tracker questions.
Does Worthbase connect to my bank accounts?
No. There are no bank or broker logins. You give your AI a statement, export or screenshot, it turns that into rows, and you approve a preview before anything is saved. You can update balances as often or as rarely as you like.
Can I track a household with two or more people?
Yes. Add each person as an owner and split any asset or loan between them by exact percentage. You get the household net worth and each person's share. People you invite, like a partner, join free with the role you choose.
Which currencies and countries does it support?
Any currency and any country. Pick a base currency for the household and hold assets in as many currencies as you like; historical ECB rates convert them. Gains and losses are reported in any currency; Worthbase doesn't calculate tax.
How is my property or pension valued?
Manually, with dated valuations. You record the value from a statement or estimate, and your AI can look up an estimate for a property and record it with its source. Worthbase keeps every valuation as history and tells you when one goes stale.
Can I see my net worth in a web dashboard?
Yes, read-only. The account page shows net worth, a history chart, holdings and members, and lets you export everything. Changes happen through your AI, so every write goes through the same preview.
Let your AI keep the books.
Worthbase tracks everything your household owns and owes, prices it daily and does every calculation exactly. Connect it to Claude or ChatGPT in two minutes.
