What should you download from DEGIRO?
The Account statement as a CSV, covering the period since your first trade. In the web platform it's usually found under Inbox → Account statement, with an export button for CSV. The Transactions export (in the same area) lists trades only, and is a good extra check. Menu names change; check the DEGIRO helpdesk for your country if you can't find it.
The account statement is the one Worthbase's tests use, because it has trades, fees and dividends together.
Which columns does Worthbase use?
DEGIRO labels the columns in your account's language. The test file is Dutch: Datum (date), Product, ISIN, Omschrijving (description), Mutatie (change, as a currency column and an unnamed amount column), Saldo (balance) and Order Id. Your AI can read the equivalent labels in other languages. The quirks:
- Decimal commas. Amounts are written like
"1.800,00"(one thousand eight hundred), and a price like600,5. Worthbase stores them as exact decimals. - Day-first dates, such as
15-03-2023. - The trade is in the description.
Koop 5 @ 600,5 EURmeans buy 5 at €600.50;Verkoopmeans sell. - Fees are a separate row. Transaction costs appear on their own row (for example "DEGIRO Transactiekosten en/of kosten van derden") with the same
Order Idas the trade. Your AI joins the two, so the fee goes into the cost base of a buy and comes off the proceeds of a sell. - Deposits such as iDEAL payments aren't trades and are skipped unless you track the cash balance.
What should you ask your AI?
Here's my DEGIRO account statement (CSV) since I opened the account. Add the trades, transaction costs and dividends to my DEGIRO account in Worthbase. Join each fee row to its trade by Order Id. Check the closing positions against my portfolio and show me the preview before saving.
What does the preview show?
New holdings, the buys and sells (with fees attached), dividends, rows already recorded (skipped as duplicates, matched on the Order Id), conflicts, warnings and realised gains. Nothing is saved until you approve.
How do you check the import?
Compare units per product with your DEGIRO portfolio. Check that every trade in the preview has its transaction cost attached; a missing fee leaves the cost base slightly low. If units don't match, check for a corporate action (a split or merger) that appears in the statement with a different description, and ask your AI to record it.
Questions
Does Worthbase connect to DEGIRO?
No. Worthbase never asks for broker logins. You export the file and your AI reads it.
Does it matter what language my export is in?
No. Your AI reads the labels in any language DEGIRO uses. The example in this guide is in Dutch.
Will Worthbase calculate tax in my country?
No. Worthbase gives the realised gain or loss on each sale, in any currency. It doesn't calculate tax; check your local rules with an accountant.
DEGIRO is a trademark of its owner; Worthbase isn't affiliated with it.
