What should you download from Trading 212?
Trading 212's help centre describes the export as: open the menu, choose History, tap the export button, then pick the timeframe and the data to include (orders, transactions, dividends and so on). Include orders and dividends, and choose a timeframe from your first trade. Menu names change; check Trading 212's help article for the current steps. If you have an Invest account and a Stocks ISA, export each one.
Which columns does Worthbase use?
Trading 212's CSV has one row per event, with Action, Time, ISIN, Ticker, Name, No. of shares, Price / share and its currency, Exchange rate, Result, Total, Withholding tax, ID and Currency conversion fee. What matters:
- Two currencies. If your account is in euros or pounds and you buy US shares, the price is in dollars and the total is in your account currency.
Exchange rateis the share currency per unit of account currency. Worthbase keeps the holding in dollars and stores the rate on each trade, so values and gains in your base currency match what you actually paid. - Conversion fees. The
Currency conversion feeis in your account currency. It's added to the cost base of buys and taken off the proceeds of sells. Converting it into the share's currency can produce a fraction of a cent; Worthbase rounds it and says so in the preview. - Fractional shares. Quantities can have up to 10 decimal places. Worthbase stores units exactly.
- Result. On sells, Trading 212's
Resultis its own gain figure, which is useful for checking (see below). - Dividends show shares held and the amount per share. Your AI records the gross dividend; the
Withholding taxcolumn is kept as a note on the row. - Deposits and withdrawals aren't trades and are skipped unless you track the cash balance.
What should you ask your AI?
Here's my Trading 212 history export (CSV). Add the trades and dividends to my Trading 212 account in Worthbase, keeping each share in its own currency with the exchange rate from the file. Check the closing holdings against my portfolio screen and show me the preview before saving.
What does the preview show?
New holdings, the number of buys, sells and dividends, rows already recorded (skipped as duplicates, matched on Trading 212's own ID), conflicts, realised gains and warnings, including any fee that was rounded to the cent. Nothing is saved until you approve.
How do you check the import?
Compare units per holding with your portfolio screen. For sells, compare Worthbase's realised gain with the Result column: in Worthbase's test file they match to the cent. Small differences can come from rounding fees converted between currencies; larger ones usually mean an earlier buy is missing from the export.
Questions
Does Worthbase connect to Trading 212?
No. Worthbase never asks for broker logins. You export the file and your AI reads it.
Does Worthbase work out my tax?
No. Worthbase gives the realised gain or loss on each sale, using FIFO or lots you choose. It doesn't calculate tax; check that with your accountant.
What if my export only covers part of my history?
Import the earlier periods too, oldest first. Overlapping rows are recognised and skipped.
Trading 212 is a trademark of its owner; Worthbase isn't affiliated with it.
